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Insolvency and Bankruptcy

Insolvency and bankruptcy – what’s the difference?

Sajen Legal has the answer

Sajen Legal has more than 50 years of bankruptcy and insolvency law expertise to provide you with a tailored, efficient and cost-effective solution.

We take pride in our successful track record.  By putting our clients first, and guiding them through the legal complexities to achieve the best possible outcome, we have developed many meaningful and lasting relationships.


What is liquidation? Liquidation is the organised winding up of a company’s affairs. The purpose of liquidation of an insolvent company is to have an independent person take control of the company so that it can be wound up in a way that benefits the creditors and distributing any surplus among its shareholders. The three continue reading


Bankruptcy is the legal process by which an individual is declared bankrupt by the Court because they are insolvent. It removes the pressure of unmanageable debt whilst also aiming to provide a fair and reasonable outcome for your creditors.  The process involves appointing a trustee, to whom you will have to supply all the necessary continue reading

Asset Protection

Asset protection to be successful must protect or significantly reduce a client’s risk by insulating their business and personal assets from the claims of creditors. It is an integral part of an individual, business or company financial strategy. The right advice in structuring your financial affairs is non-negotiable in today’s world. Our team are experienced continue reading

Receivership & Voluntary Administration

What is Receivership? A company usually goes into receivership when a receiver is appointed by a secured creditor (usually the bank) who holds security over some or all of the company’s assets. The appointed receiver’s main role is to manage the assets of the business and to recover all or part of the debt for continue reading

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